(330) 536-1635Open a request
Stack of kraft file folders with paper and a black pen on a dark desk by a window with a plant and mug
About us

About Thistlepark Credit, a Business Funding Broker in Youngstown, OH

Thistlepark Credit is a broker, not a lender. We help Mahoning Valley business owners understand their funding options and introduce their requests to lending partners, which decide, set the terms and sign the contract.

In short

Thistlepark Credit, a small-business funding broker in Youngstown, Ohio, is based at 32 N Phelps St. It explains six business funding structures to Mahoning County owners and introduces requests to lending partners. It does not lend, extend credit, approve applications or set rates, and it does not arrange consumer, agriculture or trucking funding.

A broker, not a lender

Thistlepark Credit is a broker, not a lender. Thistlepark Credit connects you with lending partners; partners make credit decisions and set rates and terms. We do not lend money, extend credit, buy receivables or approve applications. Our job is to help a business owner work out which structure suits the need, prepare the request, and introduce it to partners that offer that structure.

Why a broker is called Credit

Thistlepark Credit is the company's name, and credit is the subject we work in, not something we hand out. Because a name like ours can suggest otherwise, we say what we are on the home page, on this page, in the broker disclosures and in the footer of every page.

Our address

The business address is 32 N Phelps St, Youngstown, OH 44503, and the phone number is (330) 536-1635. The U.S. Census Bureau geocoder places the address inside the city of Youngstown, in Mahoning County, and within the Youngstown-Warren-Salem, OH combined statistical area. Most conversations happen by phone.

Where lending partners come in

A request is only sent to partners that offer the structure it calls for. Our partners have confirmed they fund businesses in construction, restaurants, medical and dental care, and retail and inventory-based trades. They make every credit decision, set every rate and term and sign the contract with your business.

What we will not do

  • Promise approval, an amount, a rate or a funding date. Those belong to partners.
  • Arrange consumer borrowing such as personal, payday, title, installment or home loans.
  • Handle farm or trucking requests; partners have not confirmed those sectors.
  • Point you to a merchant cash advance before loan structures have been compared.
  • Request a Social Security or account number over plain email or text.

Read further

How a request works shows each step from the first call to a partner's decision. Mahoning County business data describes the local business base, and how to reach us has the phone number and address.

By Thistlepark Credit ยท Updated

How to begin

How it works

The path from a first phone call to a partner's yes or no, in four stages.

  1. Tell us the need

    Phone us, or leave your details on the short form and we call back. On that call we go through what the money is for.

  2. Settle the structure

    The purpose points to a structure, and the structure decides which partners review it.

  3. A partner reviews

    The partner examines the file, decides, and prices any offer it makes.

  4. You decide

    Weigh the total cost and the payment schedule. Saying no is always open to you.

How It Works

Youngstown, OH

Talk to Thistlepark Credit

Dial (330) 536-1635, or use the online request. Thistlepark Credit connects you with lending partners; partners make credit decisions and set rates and terms.

Thistlepark Credit connects you with lending partners; partners make credit decisions and set rates and terms.