Thistlepark Credit, a small-business funding broker in Youngstown, Ohio, is a broker, not a lender: it passes business funding requests to lending partners, and those partners decide and price them. Submitting a request does not assure approval, any amount or any terms. A merchant cash advance is not a loan.
Thistlepark Credit is a broker, not a lender
Thistlepark Credit connects you with lending partners; partners make credit decisions and set rates and terms. Although our name includes the word Credit, we do not lend money, extend credit, buy receivables or make credit decisions. Any agreement for funding is between your business and the partner.
No assurance of approval
Contacting us by phone or form creates no expectation that a partner will approve the business, fund a particular amount or offer particular terms. Partners judge each request by their own standards, and any of them may say no.
Pricing and terms come from the partner
The cost of any funding, and every other condition, is set by the lender or funder, not by Thistlepark Credit. Offers come from the partner and the contract is with the partner, so read the whole agreement before signing.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. Its pricing, the way it is collected and the funder's remedies all differ from a loan; the advance page explains how.
Where your information goes
What you tell us on the form or by phone is used to prepare your request and is passed to lending partners so they can review it. An outside software provider runs the request form. The full account is in the privacy policy.
Calls, texts and consent
The consent wording on the form governs calls and texts from Thistlepark Credit and lending partners. Texting STOP ends messages and HELP brings help, as the SMS terms describe.
Questions or complaints
Call (330) 536-1635, or write to Thistlepark Credit, 32 N Phelps St, Youngstown, OH 44503.
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