Canfield, Ohio owners can reach Thistlepark Credit, a small-business funding broker in Youngstown, Ohio, by phone or online. ZIP 44406 had 663 employer establishments in 2023, led by professional services and health care (Census ZBP), and the city's self-employment rate is about 11.7 percent (ACS). Each lending partner makes its own call and writes its own terms.
| County | Mahoning County, OH |
|---|---|
| Distance from N Phelps St | 7.9 miles to the southwest |
| ZIP 44406 employers | 663 in 2023 (Census ZBP) |
| Paid employees in 44406 | 6,424 (Census ZBP 2023) |
| Largest sector in 44406 | Professional, scientific and technical services, 99 |
| Self-employed residents | 11.7%, +/- 4.2 (ACS 2020-2024) |
A large ZIP around a small city
ZIP 44406 is far bigger than Canfield: the city covers just 9.4 percent of its land (U.S. Census Bureau 2020 ZIP code relationship files). So the business counts here are for the whole postal area that carries a Canfield address, not for the city limits alone.
In 2023 that area had 663 employer establishments with 6,424 paid employees and about $344.9 million in annual payroll, and 53.8 percent of the establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Offices, clinics and advisers
| Sector | Employer establishments | Share under five employees |
|---|---|---|
| Professional, scientific and technical services | 99 | 70.7% |
| Health care and social assistance | 91 | 46.2% |
| Finance and insurance | 74 | 59.5% |
| Other services | 72 | 51.4% |
| Accommodation and food services | 62 | 22.6% |
| Retail trade | 53 | 39.6% |
| Construction | 49 | 67.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Professional services, mostly small firms, and health care together make up more than a quarter of the ZIP's employers. Real estate is smaller, 23 establishments, but 91.3 percent of those had fewer than five employees.
Self-employment in Canfield, OH
An estimated 11.7 percent of employed Canfield residents were self-employed, plus or minus 4.2 points (U.S. Census Bureau, American Community Survey 2020-2024). That range overlaps the Mahoning County figure of 7.9 percent, plus or minus 0.7, so the data cannot say Canfield is higher. Of the self-employed share, about 8.6 percent of workers (plus or minus 3.9) ran an unincorporated business and 3.1 percent (plus or minus 1.7) an incorporated one.
What practices and professional firms tend to ask
A practice or an advisory firm has few physical assets but a steady stream of receivables, from insurers or from clients billed monthly. The funding needs of such a firm fall into three broad groups: covering payroll while receivables are outstanding, financing clinical or office equipment, and paying for the build-out of a new or larger space. Medical and dental practice financing walks through how partners look at practices in particular.
For an owner who is self-employed without incorporating, a partner will usually treat the owner's personal tax return as the main record of income, so keeping business and personal accounts separate makes the review simpler.
Permits for a Canfield, OH address
Canfield is a separate city, and much of ZIP 44406 lies outside it, so the office that handles zoning and building permits depends on the exact address.
Reaching us from Canfield, OH
Thistlepark Credit is based in Youngstown, OH, northeast of Canfield. Call (330) 536-1635 or use the online form. County-wide figures are on our Youngstown, OH page, and the wider valley page lists other towns.
Canfield, OH businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Canfield, OH business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- A year-to-date profit and loss statement and balance sheet
- Proof of ownership and business registration
- A list of existing business debts and payments
- For equipment, the seller's quote with make, model and price
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- You call (330) 536-1635 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 32 N Phelps St, Youngstown, OH 44503.
By Thistlepark Credit · Updated
